AXA, one of the UK’s leading insurers, was the underwriter for a travel insurance policy taken out by two holidaymakers before a trip to the USA.
While away they were involved in a road accident caused by the driver of their vehicle who was a close friend. Unfortunately one of the holidaymakers died and the other was seriously injured. As a result of their relationship, they did not wish to make a claim. However, we were instructed to make a subrogated claim for the insurer’s outlay for medical costs in the USA and repatriation.
Matters were further complicated by one of the holidaymakers having a pre-existing condition that meant causation was far from clear. We were able to secure $210,000 for AXA, one of its largest ever recoveries for a travel matter.